--- title: "Cameroon gambling licensing, cost and supervision | advennt.io" canonical: https://advennt.io/jurisdictions/cameroon/ source_html: /jurisdictions/cm/index.html description: "Cameroon gambling regulation by game: 4 open · 4 restricted · 1 closed · 4 uncertain · 7 not yet assessed." generated_at: 2026-10-27T06:55:39Z content_sha256: f54805603289f331018b109fa88b220bd9d90fb676a048c986dd08d5474e10cc generator: "fe-fleet/md-twin@1.0" --- # Cameroon gambling licensing, cost and supervision | advennt.io [Jurisdictions](/jurisdictions/) › Cameroon # Cameroon National jurisdiction Conditional entry: codified pathway exists but FATF grey-list friction, mandatory InTouch routing and ministerial volatility cap attractiveness. [4 open · 4 restricted · 1 closed · 4 uncertain · 7 not yet assessed → 20 classes](#products) Collected 25 Oct 2026 · Published 25 Oct 2026 · Changed 28 Sep 2026 [PDF](report.pdf) [Sign in for PDF](https://advennt.io/auth/) [Compare](/compare/?j=cameroon) ## Can we offer our product? Every product class, in fixed taxonomy order. The band is what you can do; where the recorded legal status says something the band does not, it is shown beside the product. ### Player products - CasinoModels agreeOOpen - PokerRRestricted - BingoRRestricted - LotteryRRestricted - Sports bettingModels agreeOOpen - Other event betting–Not yet assessed - Horse and greyhound racing betting–Not yet assessed - Esports bettingRRestricted - Exchange betting–Not yet assessed - Pool betting–Not yet assessed - Virtual event betting–Not yet assessed - Fantasy sportsGrey zone?Uncertain - Skill gamesGrey zone?Uncertain - Prediction markets–Not yet assessed - SweepstakesModels agreeOOpen - Free play–Not yet assessed ### Supply roles - Software / B2BContestedOOpen - Affiliate marketingGrey zone · Contested?Uncertain - Payments for gamblingState monopoly · ContestedXClosed ### Settlement rail - Crypto gamblingGrey zone?Uncertain Class-level certainty is graded for 6 of 20 classes. ## Board briefing Cameroon offers a codified but volatile online-gambling pathway under FATF grey-list pressure. #### What has changed - Since 30 January 2025 all online gambling payments must route through the InTouch aggregator; a February 2025 ministerial deposit ban was imposed then reversed; Cameroon remains FATF grey-listed as at February 2026 with under 40% action-plan completion. #### What to do now - Treat entry as conditional: secure ministerial authorisation, local incorporation, .cm domain, CFA 200m guarantee, ANIF registration and an InTouch arrangement; budget for enhanced AML due diligence and home-regulator disclosure. #### What to watch - FATF plenary outcomes (potential delisting trigger), further ministerial interventions, and any ARJ publication of fee schedules or technical standards. ## 11 answers, each dated and graded The weather grades favourability for an operator, not legality: legality is the product table above. The left rule is our confidence: solid confirmed, dashed probable, dotted uncertain. 01 · What kind of market is this? ### Overview Mixed Cameroon's online-gambling regime saw two material developments this cycle against an otherwise unchanged licensing backdrop. All online-gambling payment flows now route exclusively through a single MINAT-designated aggregator, INTOUCH Cameroun, following a January 2025 directive, and a new 3 percen… Full analysis · 96 words Cameroon's online-gambling regime saw two material developments this cycle against an otherwise unchanged licensing backdrop. All online-gambling payment flows now route exclusively through a single MINAT-designated aggregator, INTOUCH Cameroun, following a January 2025 directive, and a new 3 percent digital tax reaches unlicensed offshore platforms with significant economic presence from January 2026. The underlying authorisation statute (Law No. 2015/012 and Decree No. 2019/2300/PM) remains untouched. Together the payments centralisation and the new offshore tax represent a tightening of the operating environment even though the formal licensing gateway is unchanged, justifying an amber posture for this cycle. - FATF grey-listing (since June 2023, ongoing) requiring EDD - Ministerial ad-hoc intervention risk (Feb 2025 deposit-ban precedent) - Mandatory single-aggregator (InTouch) payment routing Confirmed AI-generated [Read full analysis & tables →](/jurisdictions/cameroon/overview/) 02 · Can we get a licence? ### Licensing and regulation Mixed Operating any money game in Cameroon requires falling under one of three statutory regimes set by Law n° 2015/012: concession (casinos, betting, public lotteries), authorisation (online and commercial games) and declaration (private lotteries). Online operation specifically requires ministerial auth… Full analysis · 107 words Operating any money game in Cameroon requires falling under one of three statutory regimes set by Law n° 2015/012: concession (casinos, betting, public lotteries), authorisation (online and commercial games) and declaration (private lotteries). Online operation specifically requires ministerial authorisation, with the ARJ supervising day-to-day. Operating an online gaming activity without authorisation is a criminal offence punishable by 6 months–2 years imprisonment and/or a fine of CFA 5–25 million. Operators must be locally incorporated, hold a .cm domain and (for online) post a CFA 200 million bank guarantee. Licences run 5 years (online) and 10 years (land-based) and are non-transferable. No distinct B2B supplier licence class is established. Confirmed AI-generated [Read full analysis & tables →](/jurisdictions/cameroon/licensing/) 03 · How hard is entry, really? ### Market entry in practice Mixed Entry is possible under the Law 2015/012 authorisation regime but requires navigating ministerial process variability, FATF-driven EDD, the InTouch payment mandate, and unverified online-licensing practice. Key steps: local incorporation, ministerial authorisation for online games, ARJ registration,… Full analysis · 56 words Entry is possible under the Law 2015/012 authorisation regime but requires navigating ministerial process variability, FATF-driven EDD, the InTouch payment mandate, and unverified online-licensing practice. Key steps: local incorporation, ministerial authorisation for online games, ARJ registration, ANIF AML activity statement, .cm domain, CFA 200m bank guarantee, and an InTouch payment arrangement. No exchange controls restrict repatriation. Probable AI-generated [Read full analysis & tables →](/jurisdictions/cameroon/market-entry/) 04 · What do the licences cost? ### Licence fees Mixed Specific ARJ application and annual fee schedules are set by Décret 2019/2300/PM but are published only in French and were not retrieved in primary form. For online licences operators must post a CFA 200 million bank guarantee. No exchange controls restrict fee repatriation. Fees are expected to be … Full analysis · 58 words Specific ARJ application and annual fee schedules are set by Décret 2019/2300/PM but are published only in French and were not retrieved in primary form. For online licences operators must post a CFA 200 million bank guarantee. No exchange controls restrict fee repatriation. Fees are expected to be in the low/average band for Francophone Africa but remain unverified. Uncertain AI-generated [Read full analysis & tables →](/jurisdictions/cameroon/fees/) 05 · What is the tax take? ### Tax Mixed Casino gaming is taxed at 15% of gross gaming revenue. The 2015 law also established a 25% tax on gross win for games excluding gaming machines, with annual per-machine fees of CFA 20,000-100,000 for gaming machines. There are no exchange controls restricting repatriation. Operators also fall under … Full analysis · 59 words Casino gaming is taxed at 15% of gross gaming revenue. The 2015 law also established a 25% tax on gross win for games excluding gaming machines, with annual per-machine fees of CFA 20,000-100,000 for gaming machines. There are no exchange controls restricting repatriation. Operators also fall under standard Cameroonian corporate income tax. Precise online-specific GGR treatment is partially verified. Probable AI-generated [Read full analysis & tables →](/jurisdictions/cameroon/taxes/) 06 · Can we move player money? ### Payments and banking Mixed MTN Mobile Money (~50% penetration) and Orange Money are the dominant gambling funding channels, but since 30 January 2025 all online gambling payments must route exclusively through the InTouch aggregator. No exchange controls restrict cash transfer in or out of Cameroon. FATF grey-listing requires… Full analysis · 78 words MTN Mobile Money (~50% penetration) and Orange Money are the dominant gambling funding channels, but since 30 January 2025 all online gambling payments must route exclusively through the InTouch aggregator. No exchange controls restrict cash transfer in or out of Cameroon. FATF grey-listing requires operators and PSPs to apply enhanced due diligence to Cameroon-connected flows; ANIF is the national FIU receiving STRs and pre-launch activity statements, with COBAC as regional banking supervisor and GABAC the CEMAC AML body. Confirmed AI-generated [Read full analysis & tables →](/jurisdictions/cameroon/payments/) 07 · Can we advertise? ### Marketing Mixed No gambling-specific advertising statute was identified from primary sources; marketing operates within the general Law 2015/012 framework. The dominant marketing risk is ministerial volatility — the February 2025 deposit-ban incident shows individual ministers can impose sudden ad-hoc restrictions.… Full analysis · 50 words No gambling-specific advertising statute was identified from primary sources; marketing operates within the general Law 2015/012 framework. The dominant marketing risk is ministerial volatility — the February 2025 deposit-ban incident shows individual ministers can impose sudden ad-hoc restrictions. Bonus and sponsorship treatment is unverified and should be confirmed with ARJ. Probable AI-generated [Read full analysis & tables →](/jurisdictions/cameroon/marketing/) 08 · What must the platform meet? ### Technical compliance Mixed Ministerial authorisation for online games implies a technical review, and operators must maintain a .cm domain and local representation. No explicit server-location/hosting requirement is codified, though the .cm and local-presence requirements may imply locally accessible infrastructure. No specif… Full analysis · 67 words Ministerial authorisation for online games implies a technical review, and operators must maintain a .cm domain and local representation. No explicit server-location/hosting requirement is codified, though the .cm and local-presence requirements may imply locally accessible infrastructure. No specific RNG certification or geolocation mandate was confirmed. Data protection rests on sector rules under Law 2010/012 (cybersecurity) and Law 2010/013 (electronic communications); there are no dedicated gambling data-protection rules. Uncertain AI-generated [Read full analysis & tables →](/jurisdictions/cameroon/technical/) 09 · Can we ship through apps and platforms? ### Distribution and platforms Mixed Distribution access for gambling advertising in Cameroon changed materially this cycle through a private-platform mechanism rather than a state instrument. From 19 August 2025, Google's advertising policy permits Cameroon-targeted gambling advertising only for advertisers that are registered and lic… Full analysis · 124 words Distribution access for gambling advertising in Cameroon changed materially this cycle through a private-platform mechanism rather than a state instrument. From 19 August 2025, Google's advertising policy permits Cameroon-targeted gambling advertising only for advertisers that are registered and licensed by the Agence de Régulation des Jeux (ARJ). This functions as de facto platform-level gatekeeping tied to licence status: unlicensed operators lose access to a major digital-acquisition channel, while ARJ-licensed operators retain it. The change is confirmed in effect but carries no statutory durability rating, since it originates from Google's own policy rather than from Cameroonian legislation or decree, meaning it could be altered unilaterally by the platform. No other distribution-platform restrictions — app-store rules, ISP blocking, or affiliate-marketing constraints — were evidenced this cycle. Probable AI-generated [Read full analysis & tables →](/jurisdictions/cameroon/distribution/) 10 · How hard does the regulator enforce? ### Enforcement Mixed The 15 March 2026 large-taxpayer filing deadline passed for foreign betting and casino platforms to comply with the new three percent digital tax established under the 2026 Finance Law. This is a fiscal-enforcement checkpoint rather than a gambling-licensing enforcement action, and it establishes th… Full analysis · 141 words The 15 March 2026 large-taxpayer filing deadline passed for foreign betting and casino platforms to comply with the new three percent digital tax established under the 2026 Finance Law. This is a fiscal-enforcement checkpoint rather than a gambling-licensing enforcement action, and it establishes the first observable compliance cadence under the significant-economic-presence tax regime introduced. The instrument behind this checkpoint is the Finance Law itself, administered through the Directorate General of Taxes rather than through the Ministry of Territorial Administration or the gaming regulator, so it runs on a separate track from the standing licensing gateway. No gambling-licensing enforcement action, revocation, or sanction was identified; the enforcement signal here is specifically about a dated fiscal-compliance deadline having passed for offshore digital gambling platforms, marking the point at which the new tax obligation moved from statutory text into an active, observable administrative cadence. Confirmed AI-generated 5 enforcement events [Read full analysis & tables →](/jurisdictions/cameroon/enforcement/) 11 · What is coming? ### Outlook Mixed The dominant regulatory development is the continuing FATF grey listing (since June 2023, reaffirmed February 2026) signalling systemic AML deficiencies that will constrain banking and PSP relationships until resolved. The 2015 Law gives Cameroon a structural advantage over many regional peers, but … Full analysis · 77 words The dominant regulatory development is the continuing FATF grey listing (since June 2023, reaffirmed February 2026) signalling systemic AML deficiencies that will constrain banking and PSP relationships until resolved. The 2015 Law gives Cameroon a structural advantage over many regional peers, but ministerial volatility (February 2025 deposit ban) and the new InTouch single-aggregator mandate add operational risk. No significant liberalising or restrictive legislative reform is in train; the trajectory is incremental AML compliance improvement under FATF pressure. Confirmed AI-generated [Read full analysis & tables →](/jurisdictions/cameroon/outlook/) Evidential record & source register 0 enforcement · 25 red flags · 13 sources · Expand full record ## What gets operators fined 25 red flags (5 high, 10 medium, 10 low) and 0 controls that address them. - highFATF grey-listing since June 2023, retained Feb 2026Mandatory EDD on Cameroon-connected flows; banking and PSP de-risking risk.Source 1 · T1 - highFeb 2025 ministerial deposit ban (reversed)Demonstrates sudden ad-hoc ministerial intervention capacity.Source 10 · T3 - highUnlicensed online operation criminalised6mo-2yr imprisonment and CFA 5-25m fine for operating without authorisation.Source 7 · T3 - highOnly ~8 of 24 FATF action points fulfilledLow execution rate signals prolonged grey-list status.Source 4 · T2 - highCorrespondent-banking friction from grey listingInternational partners may impose enhanced controls on Cameroonian institutions.Source 3 · T2 - mediumMandatory InTouch aggregator routingSingle point of failure and control over all online gambling payments.Source 9 · T3 - mediumUnverified formal licensing of 1xBet/betPawaCommercial operators may run on informal tolerance, creating enforcement exposure.Source 10 · T3 - mediumGGR / gross-win tax stacking15% GGR plus 25% gross-win tax for non-machine games raises effective burden.Source 8 · T3Source 11 · T3 - mediumCFA 200m bank guarantee for onlineMaterial capital lock-up barrier for online entry.Source 8 · T3 - mediumNo codified player-protection regime locatedHome-regulator scrutiny on player protection for cross-border operators.Source 8 · T3 - mediumNo B2B supplier licence pathwaySuppliers have no clear route to supply locally-licensed operators.Source 7 · T3 - mediumInconsistent enforcement credibilityWeak rule-of-law signals unpredictability in dispute resolution.Source 11 · T3 - mediumHome regulator scrutiny of Cameroon exposureUKGC/MGA licensees face source-of-funds scrutiny for Cameroon flows.Source 3 · T2 - mediumBeneficial-ownership transparency gaps cited by FATFBO opacity raises AML diligence cost for counterparties.Source 4 · T2 - mediumCEMAC AML obligations overlayRegional Regulation 01/03 imposes additional KYC/STR burden.Source 8 · T3 - lowRegulator-identity ambiguity (MINATD vs Minister in charge of gaming)Source conflict on which ministry holds authority complicates engagement.Source 6 · T3Source 8 · T3 - lowUnpublished fee scheduleEntry budgeting uncertainty; fees set only in French decree.Source 10 · T3 - lowNo dedicated gambling data-protection rulesReliance on sectoral cyber/telecom laws creates compliance ambiguity.Source 6 · T3 - lowNo published RNG/geolocation standardTechnical certification expectations are unclear pending ARJ specs.Source 8 · T3 - lowSmall low-income addressable market~US$134m by 2029 limits scale despite growth.Source 9 · T3 - lowOnline dubious-legality framing in some sourcesSecondary commentary disputes practical online enforcement, complicating risk read.Source 11 · T3 - lowMobile-money concentration (MTN/Orange)Channel concentration creates dependency on a few PSPs.Source 8 · T3 - lowCorporate tax stacking on commercial operatorsStandard CIT applies in addition to gambling-specific levies.Source 8 · T3 - lowNon-transferable licencesM&A and licence-trading routes are blocked.Source 8 · T3 - lowNo active liberalising reformLimited near-term clarity improvement on online licensing.Source 11 · T3 ## Worked scenarios 5 entry scenarios, each with the move we would make. #### EU-licensed sportsbook wants to serve Cameroonian players online. Must obtain ministerial authorisation, incorporate locally, hold .cm domain, post CFA 200m guarantee, register with ANIF, and route payments via InTouch. Operating without authorisation is criminal. Do this: Pursue conditional entry only with full local set-up and AML readiness. Source 6 · T3 Source 8 · T3 #### B2B platform provider wants to supply a Cameroonian operator. No B2B supplier licence class exists; the supplier cannot obtain a Cameroon B2B authorisation and must contract through the licensed operator. Do this: Structure as a commercial supply to the authorised B2C operator; monitor for future B2B pathway. Source 7 · T3 #### Operator assesses FATF grey-list impact on banking. Grey-listing triggers EDD and potential correspondent de-risking; only ~8/24 action points met means prolonged status. Do this: Build enhanced AML controls and diversify banking relationships. Source 1 · T1 Source 4 · T2 #### Operator faces sudden ministerial payment restriction. The Feb 2025 deposit-ban precedent shows ministers can halt deposits ad hoc; reversal followed but disruption was real. Do this: Maintain contingency liquidity and political-risk monitoring. Source 10 · T3 #### Operator models tax burden. Casino GGR taxed at 15%; non-machine games face a 25% gross-win tax; standard CIT also applies. Do this: Model effective burden including stacked levies before committing. Source 8 · T3 Source 11 · T3 ## What we looked for and could not find Confirmed absence is a finding of its own. These are the questions we searched and could not answer from a citable source, with the searches we ran. Never behind the paywall. Fees. ARJ application/annual licence-fee schedule under Décret 2019/2300/PM not retrieved in primary French form. - searched: Cameroon ARJ licence fees decret 2019/2300 - searched: Cameroon gambling licence cost francs CFA - searched: redevance jeux en ligne Cameroun ARJ - checked: igamingafrika.com Competitive landscape. formal ARJ licensing status of 1xBet and betPawa unverified from primary sources. - searched: 1xBet Cameroon ARJ licence - searched: betPawa Cameroon authorisation gambling - searched: Cameroon licensed online operators list - checked: igamingafrika.com Player protection. statutory self-exclusion, deposit-limit and reality-check provisions not located. - searched: Cameroon gambling responsible gaming rules - searched: Cameroun jeu responsable auto-exclusion - searched: Cameroon deposit limit gambling law - checked: legalpilot.com ## Source register Every source on a four-step tier scale. A claim is never shown at a stronger tier than the source it cites. 13 sources · 2 tier 1 · 3 tier 2 · 8 tier 3 No. Source Tier Verification 1 FATF-IM-2026-02 T1 of 4 Source 1 · Open in drawer → 2 CM-DEC-2019-2300-PM T1 of 4 Source 2 · Open in drawer → 3 BIC-FATF-2025-10 T2 of 4 Source 3 · Open in drawer → 4 FINAFRIK-FATF-2025-11 T2 of 4 Source 4 · Open in drawer → 5 FATF-IM-2025-10 T2 of 4 Source 5 · Open in drawer → 6 CM-LAW-2015-012 T3 of 4 Source 6 · Open in drawer → 7 CM-DECREE-2019-2300 T3 of 4 Source 7 · Open in drawer → 8 CM-LEGALPILOT-2026 T3 of 4 Source 8 · Open in drawer → 9 CM-INTOUCH-PAYMENTS T3 of 4 Source 9 · Open in drawer → 10 IGAMINGAFRIKA-CM-GUIDE T3 of 4 Source 10 · Open in drawer → 11 IGAMINGTODAY-CM-REG T3 of 4 Source 11 · Open in drawer → 12 CM-IPLA-REGISTER T3 of 4 Source 12 · Open in drawer → 13 LAWYERSHUB-CM T3 of 4 Source 13 · Open in drawer → ### Claims with their own provenance Online games require ministerial authorisation; ARJ is the operator agency. CM-CP-001 · T3 of 4 (asserted T1, shown at its source's tier) · published 16 Aug 2023 · Confirmed Pipeline-sourced · From Advennt research · Rule detail not yet extracted Source 6 · T3 Cameroon remains on the FATF grey list as at February 2026. CM-CP-002 · T1 of 4 · published 13 Feb 2026 · Confirmed Pipeline-sourced · From Advennt research · Rule detail not yet extracted Source 1 · T1