title: Malta — Payments and banking: Can we move player money? | advennt.io canonical: https://advennt.io/jurisdictions/malta/payments/ [Jurisdictions](https://advennt.io/jurisdictions/) [Malta](https://advennt.io/jurisdictions/malta/) Payments and banking Malta · Question 06 of 11 # Payments and banking: Can we move player money? Favourable · Probable · Not reviewed · 2 post-review updates · Not reviewed · In expert review scope · [Back to full Malta report →](https://advennt.io/jurisdictions/malta/) Key section parameters | Jurisdiction | Malta (MT) | |---|---| | Regulator | MGA | | Favourability | Favourable | | Confidence | Probable | | Review status | Not reviewed · 2 post-review updates · Not reviewed · In expert review scope | | Last collected | 18 Oct 2026 | Summary answer Payment rails for MGA-licensed operators are broad — cards, e-wallets, bank transfers and (within DLT sandbox parameters) some crypto. PSP friendliness is standard for licensed operators given the EU-regulated status. Banking access can require diligence but is generally available within the establi… Not reviewed Information added after the 25 Jul 2026 expert review — published for currency and labelled not reviewed. 11 Sep 2026 Not reviewed The MGA's 2026 supervisory programme is reported to include a thematic review targeting crypto-asset and cash-based payment internal controls at licensees. This finding carries only Uncertain confidence: it is sourced to a single Tier 3 secondary characterisation of the underlying MGA supervisory priorities report, and the primary MGA document itself was not independently retrieved this cycle. No durability rating applies to a characterisation of this kind. Operators with material crypto or cash payment volume should treat this as an early, unconfirmed signal of heightened supervisory attention to payment-flow controls intersecting with AML/CFT, rather than as an established or binding new obligation. Direct sourcing of the underlying MGA document would be required to upgrade this finding toward Confirmed or Probable in a future cycle. 12 Aug 2026 Not reviewed Legal Notice 86 of 2026 narrows Malta's VAT exemption for gambling services, substituting Item 9 of Part Two of the Fifth Schedule of the VAT Act so that the exemption now covers only betting, lotteries, and other Minister-approved forms of gambling, effective 1 October 2026. The MTCA issued implementing Guidelines on 6 April 2026 to accompany the change. The practical effect for licensees is that some gambling-service consideration flows previously treated as VAT-exempt will newly fall within VAT scope from the effective date, altering the payments and tax interface for products outside the exempted categories. This instrument carries mixed durability, resting on a primary VAT statute amended through ministerial legal notice, and it lands in the same cycle as the parallel gaming-tax restructuring under Legal Notice 84 of 2026, compounding the combined fiscal impact on payment flows tied to gambling consideration. ## Full section analysis Payment rails for MGA-licensed operators are broad — cards, e-wallets, bank transfers and (within DLT sandbox parameters) some crypto. PSP friendliness is standard for licensed operators given the EU-regulated status. Banking access can require diligence but is generally available within the established Maltese fintech ecosystem.