title: Zambia — Payments and banking: Can we move player money? | advennt.io canonical: https://advennt.io/jurisdictions/zambia/payments/ [Jurisdictions](https://advennt.io/jurisdictions/) [Zambia](https://advennt.io/jurisdictions/zambia/) Payments and banking Zambia · Question 06 of 11 # Payments and banking: Can we move player money? Mixed · Uncertain · AI-generated · [Back to full Zambia report →](https://advennt.io/jurisdictions/zambia/) Key section parameters | Jurisdiction | Zambia (ZM) | |---|---| | Regulator | Recorded in register | | Favourability | Mixed | | Confidence | Uncertain | | Review status | AI-generated | | Last collected | 18 Oct 2026 | Summary answer Airtel Money and MTN Mobile Money dominate payments; bank-card penetration is low. Local banks provide limited gaming merchant services, and the Bank of Zambia supervises payment systems with AML/CFT obligations applying via the Financial Intelligence Centre. Card-scheme MCC 7995 processing is limit… ## Full section analysis Airtel Money and MTN Mobile Money dominate payments; bank-card penetration is low. Local banks provide limited gaming merchant services, and the Bank of Zambia supervises payment systems with AML/CFT obligations applying via the Financial Intelligence Centre. Card-scheme MCC 7995 processing is limited. Mobile-money integration is effectively essential for any operator entering the market. ZRA promotes digital tax-payment channels including mobile money, USSD and app-based remittance for gambling levies.