Mobile money is the dominant payment rail, led by MTN Mobile Money (~60% share), with AirtelTigo Money and Vodafone/Telecel Cash as meaningful alternatives. Bank transfer and Visa/Mastercard are secondary. The Bank of Ghana regulates PSPs and mobile-money operators under the Payment Systems and Services Act, 2019 (Act 987). Gambling operators are reporting entities under the Anti-Money Laundering Act, 2020 (Act 1044), with CDD, STR filing and PEP screening obligations supervised by the FIC.
Jurisdictions › Ghana › Payments and banking
Ghana · Question 06 of 11
Payments and banking: Can we move player money?
Mixed · Probable · AI-generated · Back to full Ghana report →
Key section parameters
| Jurisdiction | Ghana (GH) |
|---|---|
| Regulator | Recorded in register |
| Favourability | Mixed |
| Confidence | Probable |
| Review status | AI-generated |
| Last collected | 18 Oct 2026 |
Summary answer
Mobile money is the dominant payment rail, led by MTN Mobile Money (~60% share), with AirtelTigo Money and Vodafone/Telecel Cash as meaningful alternatives. Bank transfer and Visa/Mastercard are secondary. The Bank of Ghana regulates PSPs and mobile-money operators under the Payment Systems and Serv…