Airtel Money and MTN Mobile Money dominate payments; bank-card penetration is low. Local banks provide limited gaming merchant services, and the Bank of Zambia supervises payment systems with AML/CFT obligations applying via the Financial Intelligence Centre. Card-scheme MCC 7995 processing is limited. Mobile-money integration is effectively essential for any operator entering the market. ZRA promotes digital tax-payment channels including mobile money, USSD and app-based remittance for gambling levies.
Jurisdictions › Zambia › Payments and banking
Zambia · Question 06 of 11
Payments and banking: Can we move player money?
Mixed · Uncertain · AI-generated · Back to full Zambia report →
Key section parameters
| Jurisdiction | Zambia (ZM) |
|---|---|
| Regulator | Recorded in register |
| Favourability | Mixed |
| Confidence | Uncertain |
| Review status | AI-generated |
| Last collected | 18 Oct 2026 |
Summary answer
Airtel Money and MTN Mobile Money dominate payments; bank-card penetration is low. Local banks provide limited gaming merchant services, and the Bank of Zambia supervises payment systems with AML/CFT obligations applying via the Financial Intelligence Centre. Card-scheme MCC 7995 processing is limit…